Trade Pricing Control

For business owners · Free business tool

Hourly rate calculator for service businesses

Start from the income you want and work back to the minimum you must earn for every billable hour.

Updated September 2026 · How we calculate

How the rate is calculated

Rate = (Take-home goal ÷ (1 − tax %) + business costs) ÷ billable hours per year

Billable hours are only the hours you're working on paid jobs. Driving, quoting, invoicing and marketing don't count, which is why most owners bill far fewer than 40 hours a week.

Using your rate

Frequently asked questions

How do I figure out what to charge per hour?

Add up the income you want, the taxes on it and your yearly business costs, then divide by the hours you can realistically bill in a year.

Is the tax percentage accurate?

It's a simple set-aside, not tax advice. Your accountant can give you the right number for your situation.

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